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Mortgage quote

Buy my first home

  • Check what I could afford
  • Find first-time buyer schemes
  • Plan for buying costs
  • Choose a mortgage type
  • Get an agreement in principle

Move to a new home

  • Check what I could afford when moving
  • Compare live mortgage rates
  • Borrow more for my next home
  • Take my current rate with me
  • Switch to a new mortgage deal

Remortgage

  • Switch before my deal ends
  • Lower my monthly repayments
  • Borrow more against my home
  • Bring my debts together
  • Change my mortgage term

Invest in property

  • Become a landlord
  • Generate steady rental income
  • Choose the right BTL structure
  • Grow my property portfolio
  • Improve my rental yield

First-time buyers

  • Step onto the property ladder with expert guidance and enhanced affordability

Home movers

  • Upsizing or relocating? We'll secure the perfect mortgage for your next move

Remortgaging

  • Unlock better rates or release equity with personalised, straightforward advice

Buy-to-let

  • Discover tailored mortgage solutions to build or expand your rental portfolio

Over 50s

  • Flexible later-life mortgage options designed to support your future plans

Life insurance

  • Protect your family financially if you’re no longer around

Income protection

  • Replace lost income if illness or injury stops you working

Critical illness cover

  • Receive a payout if you’re diagnosed with a serious condition

Landlord insurance

  • Protect your rental property and the income it generates

Affordability calculator

  • Estimate how much you could borrow and what your repayments might look like

Remortgage calculator

  • Work out how much you could save by switching to a new deal

Stamp Duty calculator

  • Calculate how much Stamp Duty you’ll pay on your property purchase.

Mortgage rates comparison

  • Compare current mortgage rates and deals from over 100 lenders.

Remortgage rates comparison

  • View the latest remortgage rates and available deals from over 100 lenders

Learn

  • Explore clear, practical guides to help you plan, apply and move forward with confidence.

Why we exist

  • Helping a new generation of buyers navigate homeownership with clarity and confidence

Meet the experts

  • The people helping thousands of buyers move forward with confidence

Customer stories

  • See how buyers like you achieved their goals with Muttuo

Our lenders

  • Explore the trusted lenders we work with to secure better outcomes

Sustainability

  • One completed mortgage. One tree planted. Supporting long-term environmental impact

Contact us

  • Speak to our team whenever you need clear, practical support
Home
Experts

Meet our experts

Meet the people behind your mortgage, from advisers who explain your options to the support team keeping your application moving.

Our mortgage and protection advisers

Chris Herrett, Mortgage and protection adviser

Chris Herrett

Mortgage and protection adviser

First-time buyers and new builds

Meet Chris →

Danni Rasor, Chris Herrett, Mortgage and protection adviser

Danni Rasor

Mortgage and protection adviser

Moving home and mortgage renewals

Meet Danni →

Ben Hart, Mortgage and protection adviser

Ben Hart

Mortgage and protection adviser

Complex circumstances and adverse credit

Meet Ben →

Susan Denny

Mortgage and protection adviser

First-time buyers and family protection

Meet Susan →

Stephen mortgage expert

Stephen Warner

Mortgage and protection adviser

High-net-worth clients and complex income

Meet Stephen →

Marcus mortgage expert

Marcus Weeks

Mortgage and protection adviser

First-time buyers and moving home

Meet Marcus →

Ed Frater

Mortgage and protection adviser

Complex income and changing circumstances

Meet Ed →

Emily Cuthbert, Mortgage and protection adviser

Emily Cuthbert

Mortgage and protection adviser

Remortgaging and complex applications

Meet Emily →

Daniel Byass, Mortgage and protection adviser

Dan Byass

Mortgage and protection adviser

Homebuying and family protection

Meet Daniel →

Your support team

Milly Rees, Executive assistant

Milly Rees

Executive assistant

Meet Milly →

Angela Howard

Client support

Meet Angela →

Prefer to talk?

Tell us your property goals, and let’s explore your mortgage options.

Request a mortgage quote

0333 012 4015

Mon - Fri, 9am - 5:30pm

Email our team

We aim to reply within one working day.

Muttuo Mortgages is a trading style of Fitch & Fitch Ltd. Fitch & Fitch Ltd (FCA reference number 955014) is an appointed representative of JLM Mortgage Network Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA reference number 300629).

Fitch & Fitch Ltd is registered in England and Wales under company number 08375299. Registered office: 340 The Crescent, Severalls Business Park, Colchester, Essex CO4 9AD. Our services are intended for UK residents only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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