Your online mortgage broker for simple advice

More choice from 100+ lenders

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The 5-star online mortgage broker

Customers rated the team behind Muttuo five stars on Trustpilot for our advice and service.

How we work in 3 easy steps

Applying for a mortgage is easier when you know what happens next. Our three-step mortgage process keeps everything clear

1. Answer a few questions

Tell us about your plans, finances and property.

2. Connect with our mortgage experts

Your adviser will look at mortgage products from over 100 lenders. They’ll talk you through the options that could work for you.

3. Secure your mortgage

We’ll manage your application and speak to your mortgage lender. You’ll receive clear updates and support from mortgage offer through to completion.

Your mortgage should be as flexible as you

Plans change, so the right type of mortgage should have room to flex. We’ll compare mortgage rates, terms and possible repayments on your mortgage. We will explain which options may suit your needs.

We believe mortgages should be simple

Start with more confidence

Clearer mortgage
choices

Updates at every stage

Everything clearly explained

Why choose Muttuo?

Muttuo is a UK mortgage broker with several industry awards. We use smart tools and expert advice to make mortgages simpler.

Broad lender choice

Award-winning advice

Clear, guided
process

Real support from real people

Speak to Muttuo’s mortgage experts

Our advisers offer clear mortgage advice for buying, moving, remortgaging and property investment.

Mortgage Strategy Best Mortgage Broker 2025 & 2026

Mortgage Introducer
Winner 2024 & 2025

Legal and general awards
Best Broker Firm
Winner 2024

Our mortgage advice fees are simple

If a fee applies, you only pay it when your mortgage completes. How our fees work.

Muttuo members

£0 advice fee

If you have previously completed a mortgage through Muttuo and are a returning customer, you become a member.

You will not pay any additional advice fee when you return and apply for a new mortgage or remortgage with Muttuo.

Standard mortgage advice

£495

For straightforward cases with no major income, credit or property issues.

Complex mortgage advice

£745

Some cases need more help with income, credit or the property. We can also support specialist needs.

Your questions
answered

Straight answers to common questions about using Muttuo as your mortgage broker.

A mortgage broker connects you with banks, building societies and other lenders.

After reviewing your finances, they compare suitable deals and explain your options. Your broker can also handle the forms and manage your application through to completion.

An online mortgage broker provides mortgage advice remotely. Muttuo combines secure digital tools with personal support.

With Muttuo, you can fill in forms online and speak to a real adviser. Our team will work with your mortgage lender and keep you updated.

Muttuo compares more than 20,000 mortgage options from more than 100 lenders across the market.

Our advisers consider suitable options from this lender range and recommend a mortgage based on your needs and circumstances.

Standard mortgage advice is £495, or £745 for a complex case. Existing Muttuo customers pay no advice fee. Any applicable fee is only payable if your mortgage completes.

Mortgage news and insights

Explore interest rate updates and practical guides for your next move.

Ready to arrange your mortgage?

Speak to a Muttuo mortgage adviser about your plans. We’ll explain your options and guide you through the next steps.