Your online mortgage broker for clear, simple advice
- Compare 20,000+ mortgage deals
- Access options from over 100 lenders
- Receive award-winning mortgage advice
Trusted lenders we work with
The 5-star online mortgage broker
Our customers give us five stars on Trustpilot for our advice and service.
“Really easy process with quick turnaround times. Chris and Lisa were incredibly helpful, keeping us informed throughout…”
“Ben Hart guided us through a joint mortgage for my son’s first home. He explained options clearly…”
“Great communication and friendly staff. The remortgage process was quick, easy, and seamless.”
“As a self-employed first-time buyer, Ben secured my mortgage quickly and stress-free. His responsiveness and efficiency made the process smooth…”
How we work in 3 easy steps
Applying for a mortgage is easier when you know what happens next. Our three-step mortgage process keeps everything clear
Tell us about your plans, finances and property.
Your adviser will look at mortgage products from over 100 lenders. They’ll talk you through the options that could work for you.
We’ll manage your application and speak to your mortgage lender. You’ll receive clear updates and support from mortgage offer through to completion.
Your mortgage should be as flexible as you
Plans change, so the right type of mortgage should have room to flex. We’ll compare mortgage rates, terms and possible repayments on your mortgage. We will explain which options may suit your needs.
We believe mortgages should be simple
Start with more confidence
- Check eligibility without affecting your credit score.
Clearer mortgage
choices
- Compare options across the mortgage market to find the right mortgage.
Updates at every stage
- Follow your mortgage application with clear updates from our team.
Everything clearly explained
- Understand lender requirements and complete forms securely online.
Why choose Muttuo?
Muttuo is a UK mortgage broker with several industry awards. We use smart tools and expert advice to make mortgages simpler.
Whole-of-market choice
- Suitable options from a broad range of lenders.
Award-winning advice
- Clear guidance from experienced mortgage advisers.
Clear, guided
process
- Support from application to completion.
Real support from real people
- A dedicated team will support you throughout the process.
Speak to Muttuo’s mortgage experts
Our advisers offer clear mortgage advice for buying, moving, remortgaging and property investment.
Mortgage Strategy Best Mortgage Broker 2025 & 2026
Mortgage Introducer
Winner 2024 & 2025
Winner 2024
Our mortgage advice fees are simple
If a fee applies, you only pay it if your mortgage completes. How our fees work.
Muttuo Members
£0 advice fee
Existing Muttuo customers pay no advice fee.
Standard mortgage advice
£499
For straightforward cases with no major income, credit or property issues.
Complex mortgage advice
£749
Some cases need more help with income, credit or the property. We can also support specialist needs.
Your questions,
answered
Straight answers to common questions about using Muttuo as your mortgage broker.
What does a mortgage broker do?
A mortgage broker connects you with banks, building societies and other lenders.
After reviewing your finances, they compare suitable deals and explain your options. Your broker can also handle the forms and manage your application through to completion.
How does an online mortgage broker work?
An online mortgage broker provides mortgage advice remotely. Muttuo combines secure digital tools with personal support.
With Muttuo, you can fill in forms online and speak to a real adviser. Our team will work with your mortgage lender and keep you updated.
Is Muttuo a whole-of-market mortgage broker?
Yes. Muttuo is a whole-of-market mortgage broker UK customers can use online. We compare over 20,000 options from over 100 lenders.
Our advisers recommend a suitable mortgage product based on your needs.
How much does Muttuo’s mortgage advice cost?
Standard mortgage advice is £499, or £749 for a complex case. Existing Muttuo customers pay no advice fee. Any applicable fee is only payable if your mortgage completes.
Is Muttuo regulated, and are its mortgage advisers qualified?
Yes. Muttuo is a trading style of Fitch and Fitch Ltd. The company is an Appointed Representative of JLM Mortgage Network Ltd.
The FCA authorises and regulates JLM Mortgage Network Ltd. Our advisers hold CeMAP or an equivalent qualification.
Mortgage news and insights
Explore interest rate updates and practical guides for your next move.
Ready to arrange your mortgage?
Speak to a Muttuo mortgage adviser about your plans. We’ll explain your options and guide you through the next steps.


