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Buy my first home

Move to a new home

Remortgage

Invest in property

First-time buyers

  • Step onto the property ladder with expert guidance and enhanced affordability

Home movers

  • Upsizing or relocating? We'll secure the perfect mortgage for your next move

Remortgaging

  • Unlock better rates or release equity with personalised, straightforward advice

Buy-to-let

  • Discover tailored mortgage solutions to build or expand your rental portfolio

Over 50s

  • Flexible later-life mortgage options designed to support your future plans

Life insurance

  • Protect your family financially if you’re no longer around

Income protection

  • Replace lost income if illness or injury stops you working

Critical illness cover

  • Receive a payout if you’re diagnosed with a serious condition

Landlord insurance

  • Protect your rental property and the income it generates

Affordability calculator

  • Estimate how much you could borrow and what your repayments might look like

Remortgage calculator

  • Work out how much you could save by switching to a new deal

Stamp Duty calculator

  • Calculate how much Stamp Duty you’ll pay on your property purchase.

Mortgage rates comparison

  • Compare current mortgage rates and deals from over 100 lenders.

Remortgage rates comparison

  • View the latest remortgage rates and available deals from over 100 lenders

Learn

  • Explore clear, practical guides to help you plan, apply and move forward with confidence.

Why we exist

  • Helping a new generation of buyers navigate homeownership with clarity and confidence

Meet the team

  • The people helping thousands of buyers move forward with confidence

Customer stories

  • See how buyers like you achieved their goals with Muttuo

Our lenders

  • Explore the trusted lenders we work with to secure better outcomes

Sustainability

  • One completed mortgage. One tree planted. Supporting long-term environmental impact

Contact us

  • Speak to our team whenever you need clear, practical support

Real people, real mortgage outcomes

See how we helped customers find a mortgage route suited to their circumstances.

What customers say about our service

These Trustpilot reviews were left by customers of Fitch & Fitch Ltd, the company behind Muttuo Mortgages.

Easy process with quick turnaround times
“Really easy process with quick turnaround times. Chris and Lisa were incredibly helpful, keeping us informed throughout…”

Mr Good
Mr Good
Helping a first-time buyer
“Ben Hart guided us through a joint mortgage for my son’s first home. He explained options clearly…”

Nicholas I
Nicholas I
Great communication remortgage
“Great communication and friendly staff. The remortgage process was quick, easy, and seamless.”

Nicola Campey
Nicola Campey
Quick, easy, stress-free experience!
“As a self-employed first-time buyer, Ben secured my mortgage quickly and stress-free. His responsiveness and efficiency made the process smooth…”

Maddy A
Maddy A

customers stories

Explore the circumstances, approaches and outcomes behind individual mortgage applications.

One year of accounts

How one year’s accounts unlocked a larger mortgage

A high-street lender used the applicant’s only full year of self-employed accounts in isolation, allowing the full available loan size to be agreed without delay.

Read the full story  →
Minor adverse credit

How minor adverse credit didn’t mean specialist rates

After other brokers quoted specialist rates, self-employed applicants secured a high-street mortgage at a rate around 2% lower. Their offer was issued within seven days.

Read the full story →
Day-rate contractor

How a contractor transition was agreed outside policy

A client about to become a day-rate contractor had been told she could not get a mortgage after a six-month employment gap. An outside-policy agreement allowed her to proceed straight away.

Read the full story  →

Facing a similar mortgage challenge?

Tell us about your circumstances, and we’ll help you understand which mortgage routes may be open to you.

Speak to Muttuo

Important information

These stories describe individual applications and do not guarantee the same outcome for another applicant. Mortgage availability, borrowing amounts, rates and timescales depend on your circumstances, the property and lender criteria. Customers have been anonymised to protect their privacy.

Your home may be repossessed if you do not keep up repayments on your mortgage.