Gross rental yield vs net rental income
Look beyond headline yield to understand how costs, empty periods and mortgage payments affect the cash your rental property leaves.
How buy-to-let rental stress tests work
Understand how lenders assess rental cover, what can limit your borrowing and which options to review if the rent falls short.
Interest-only vs repayment buy-to-let mortgages
Your repayment method affects both your monthly mortgage payment and the balance you owe. Explore how interest-only and repayment buy-to-let mortgages differ, and what to consider before choosing or changing your arrangement.
Second home mortgages: financing your purchase
Buying a second home starts with a clear funding plan. Explore mortgage options, deposits, affordability and the steps towards your application.
Draught proofing: a practical guide for landlords
Draught proofing can improve comfort in a rental property. Explore where to check, which improvements may help and how to plan the work while maintaining ventilation.
Renters’ Rights Act explained for landlords
The Renters’ Rights Act has changed how landlords let and manage homes in England. Explore the rules on tenancies, rent and possession, alongside the reforms still to come.
Section 24: how does it affect landlords?
Understand how mortgage interest affects your tax bill and how much rental income you keep after costs.
The State of UK Mortgage Affordability 2026:
Why greater mortgage choice is not restoring buying power
How to improve your mortgage affordability
Learn how lenders assess affordability and which changes to your debts, spending, credit history, deposit and mortgage term may strengthen your application.
How much debt is acceptable for a mortgage in the UK?
Existing debt does not automatically prevent mortgage approval. Learn how lenders assess monthly repayments, credit history and disposable income.