A mortgage that plants roots for the future
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A simple idea with lasting impact
That’s why we’ve partnered with More:Trees to plant a tree every time we help a customer buy or remortgage a home.
A simple idea, with meaningful impact. Each mortgage contributes to global reforestation, helping restore ecosystems and support a more sustainable future.
Our tree planting partner’s projects include the UK, Kenya, Haiti, Canada, Tanzania and Senegal.
Growing a forest, one customer at a time
Every time we support a home purchase or arrange a remortgage, we plant a tree in that customer’s name through More:Trees.
Buying and moving home carries an environmental footprint. While we can’t eliminate it, we can take meaningful action to balance it.
One step closer towards a green future
Whether you’re stepping onto the property ladder, moving up it, or restructuring your mortgage, your journey contributes to global reforestation.
Together, we’re building something beyond mortgages.
We’re growing a forest.
Why trees?
Trees are one of the most effective natural solutions for addressing climate change.
Through our partnership with More:Trees, each tree planted helps to:
- Absorb carbon dioxide from the atmosphere
- Restore biodiversity and natural habitats
- Support sustainable employment in local communities
- Strengthen ecosystems for future generations
What feels small individually becomes powerful at scale.
Where your trees are planted
Through More:Trees, your trees are planted in regions where environmental recovery delivers both ecological and social impact. Every location is carefully selected to maximise environmental benefit and community impact.
Supporting more sustainable homes
Some mortgage products are designed to support energy-efficient homes and improvements, with potential incentives such as lower rates or cashback.
Green mortgages
Some lenders offer incentives for energy-efficient homes, often based on the property’s EPC rating or planned improvements.
Explore green mortgages →
Green home improvements
See which upgrades could improve energy efficiency, reduce running costs and support future mortgage options.
Green home improvements →
EPC ratings explained
Check what an EPC shows, how ratings work and why your property’s energy efficiency can matter when buying, selling or remortgaging.
Learn EPC ratings →
The cost of inaction is higher than the cost of restoration
Global deforestation continues at pace.
Ecosystems are disappearing faster than they can recover. Forests that take decades to grow can be lost in months.
Reforestation remains one of the most accessible and scalable environmental solutions available today.
Every tree planted represents renewal, responsibility, and long-term thinking.
A lighter footprint, built into your mortgage
Choosing Muttuo means working with a broker that takes environmental responsibility seriously.
For every mortgage we arrange, we plant a tree, not as a gesture, but as a long-term commitment.
If you’d like to explore our virtual forest or learn more about our approach, we’d be happy to help.