UK base rate held at 3.75%: what it means for mortgages

The UK base rate remains at 3.75%, but new mortgage deals can still change. We explain what the Bank of England’s decision means for borrowers and how to plan ahead.
Keep up with developments affecting UK mortgages and the housing market. Explore changes to interest rates, lender criteria, government schemes and other trends that could influence homeowners, buyers and landlords.

The UK base rate remains at 3.75%, but new mortgage deals can still change. We explain what the Bank of England’s decision means for borrowers and how to plan ahead.