Joint mortgage with bad credit

Couple sat on sofa reviewing documents and using a laptop

Yes, you can get a joint mortgage if one applicant has bad credit. Lenders will assess both applicants, the type of credit issue and your overall affordability before making a decision.

How soon can you buy your first home?

First-time buyer mortgage timeline

Your first mortgage can feel easier to manage when you understand each stage, from your Agreement in Principle to application, offer, and completion.

Joint mortgages: how they work

Joint mortgages

Learn how a joint mortgage could help you buy together, from combining incomes to choosing ownership and planning for future changes.

What type of mortgage do I need?

Mortgage rates explained

Choosing the right mortgage starts with knowing what each type does. Compare repayment methods, rate types and specialist routes before deciding which direction may suit your plans.

What to look for when buying your first home

What to look for when buying your first home

Buying your first home is about more than finding a property you like. See what to check before you commit, from affordability and location to condition, costs and future plans.

First-time buyer schemes

First-time buyer schemes can help in different ways, from reducing the deposit you need to lowering the price you pay. Compare the main routes before you choose your next step.