Help to Buy Wales: how it works
Help to Buy Wales combines your deposit, a lender mortgage and a government equity loan. Learn who qualifies, how the funding works and what you will need to repay.
First Home Fund Scotland: what’s available now?
Scotland’s First Homes Fund offers eligible buyers up to £10,000 towards a home. Understand how it differs from the closed scheme, what you need to contribute and how equity repayments work.
Right to Acquire: buying your housing association home
Right to Acquire could help you buy your housing association home at a discount. Find out whether you and your home qualify, how to fund the purchase and what ownership involves.
Right to Buy: buying your council home
Right to Buy could help you buy your council home at a discount. Understand eligibility, mortgage funding and the costs of ownership, including the rules that apply when you sell.
Mortgage Guarantee Scheme: how it works
The Mortgage Guarantee Scheme supports lenders offering mortgages to buyers with small deposits. Find out how the guarantee works, who may qualify and what you still need to provide when applying.
Rent to Buy: how the scheme works
Rent to Buy offers reduced rent on participating homes, giving you more room to save for a deposit. Learn who may qualify, how to apply and what to consider before moving from renting to buying.
Joint mortgage with bad credit
Yes, you can get a joint mortgage if one applicant has bad credit. Lenders will assess both applicants, the type of credit issue and your overall affordability before making a decision.
How much can you borrow with a joint mortgage?
A joint mortgage could help you borrow more by combining your incomes, but lenders also look at your spending, deposit and credit history before deciding how much they’ll lend.
5% mortgages: buying with a smaller deposit
A 5% deposit mortgage could help you buy a home sooner. Learn how these deals work, who may qualify and what to check before applying.
How soon can you buy your first home?
Your first mortgage can feel easier to manage when you understand each stage, from your Agreement in Principle to application, offer, and completion.