Interest-only vs repayment buy-to-let mortgages

Docklands light railway (dlr) train travels through poplar, showcasing the contrast between modern high-rise buildings and traditional brick architecture under a clear blue sky

Your repayment method affects both your monthly mortgage payment and the balance you owe. Explore how interest-only and repayment buy-to-let mortgages differ, and what to consider before choosing or changing your arrangement.

The real cost of buying a buy-to-let property

English houses in the Spring

Buying a house to rent out means budgeting beyond the deposit. See the main buy-to-let costs, from mortgage fees and stamp duty to maintenance, insurance, tax and periods without tenants.

Buy-to-let costs for first-time landlords

First buy-to-let costs

Buying your first rental property means budgeting beyond the deposit. Mortgage fees, tax, legal costs, insurance, repairs and periods without tenants can all affect your numbers.