Mortgages in retirement: what are your options?
Retirement does not always mean your mortgage options have closed. With the right income, equity and lender fit, you may still have ways to borrow, move or reshape your plans.
Downsizing your house in later life
Downsizing in later life can help reduce borrowing, release equity or move to a home that better fits your next stage, but costs and timing need checking.
Equity release: what is it and how does it work?
Equity release can help some homeowners access money from their property in later life, but costs, risks, inheritance and alternatives need careful thought.
Retirement interest-only mortgage: Is it for you?
A retirement interest-only mortgage lets you pay the interest each month, with the loan usually repaid when the property is sold later.
Getting a mortgage over 50
Buying after 50 can still be possible, but lenders may look more closely at your income, deposit, mortgage term and retirement plans.
Over 50s remortgage: What you need to know
Remortgaging after 50 can still be possible, but lenders may look more closely at your term, income, retirement plans and overall affordability.
The real cost of buying a buy-to-let property
Buying a house to rent out means budgeting beyond the deposit. See the main buy-to-let costs, from mortgage fees and stamp duty to maintenance, insurance, tax and periods without tenants.
Green home improvements: what to consider before you start
Green home improvements can improve energy efficiency, reduce running costs and support a better EPC rating, but costs, savings and mortgage options need checking.
Green mortgages: how they work and are they worth it?
Green mortgages may offer benefits for energy-efficient homes, but eligibility, lender incentives, EPC ratings and overall value all need checking carefully.
How to finance your next rental property
See how your deposit, rental income, available equity and existing borrowing can affect the mortgage on your next rental property.