Family-assisted mortgages: the main ways family can help you buy
A clear guide to family-assisted mortgages in the UK, including the main ways family can help you buy and how to choose the right route.
Joint borrower, sole proprietor: how buying with support can work
A joint borrower, sole proprietor mortgage can let family support your application without sharing ownership of the home.
Joint mortgages: how they work
Learn how a joint mortgage could help you buy together, from combining incomes to choosing ownership and planning for future changes.
Using a gifted deposit for a mortgage
A gifted deposit could help you buy a home sooner. Learn who can provide the money, what evidence you need and how lenders assess the gift.
New-build mortgages: what to check before reserving
Check how your deposit, developer incentives and build timetable could affect your mortgage before you reserve a new home.
Consolidate your debts into one manageable payment
Bring your debts together into your mortgage and take control of your monthly outgoings, with a structure that works for you.
Fix your mortgage rate for certainty
Lock in your monthly payments and take control of your mortgage. See how fixed rate deals work and what options are available to you.
Lower your monthly mortgage repayments
Lowering your monthly mortgage repayments may be possible by remortgaging, switching deal, changing your term or reviewing your wider mortgage options.
Energy Performance Certificate (EPC) explained
Understand what an EPC is, how ratings work, and how energy efficiency can affect property value, running costs, and buyer decisions.
Agreement in Principle explained
An Agreement in Principle can give you a clearer borrowing estimate before you start viewing homes or making offers.