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First-time buyers

  • Step onto the property ladder with expert guidance and enhanced affordability

Home movers

  • Upsizing or relocating? We'll secure the perfect mortgage for your next move

Remortgaging

  • Unlock better rates or release equity with personalised, straightforward advice

Buy-to-let

  • Discover tailored mortgage solutions to build or expand your rental portfolio

Over 50s

  • Flexible later-life mortgage options designed to support your future plans

Life insurance

  • Protect your family financially if you’re no longer around

Income protection

  • Replace lost income if illness or injury stops you working

Critical illness cover

  • Receive a payout if you’re diagnosed with a serious condition

Landlord insurance

  • Protect your rental property and the income it generates

Affordability calculator

  • Estimate how much you could borrow and what your repayments might look like

Remortgage calculator

  • Work out how much you could save by switching to a new deal

Stamp Duty calculator

  • Calculate how much Stamp Duty you’ll pay on your property purchase.

Mortgage rates comparison

  • Compare current mortgage rates and deals from over 100 lenders.

Remortgage rates comparison

  • View the latest remortgage rates and available deals from over 100 lenders

Learn

  • Explore clear, practical guides to help you plan, apply and move forward with confidence.

Why we exist

  • Helping a new generation of buyers navigate homeownership with clarity and confidence

Meet the team

  • The people helping thousands of buyers move forward with confidence

Customer stories

  • See how buyers like you achieved their goals with Muttuo

Our lenders

  • Explore the trusted lenders we work with to secure better outcomes

Sustainability

  • One completed mortgage. One tree planted. Supporting long-term environmental impact

Contact us

  • Speak to our team whenever you need clear, practical support

Buy-to-let mortgage calculators

Use our buy-to-let calculators to explore borrowing, rental yield and property purchase tax before you make a decision. The results are estimates and do not replace a lender’s full assessment or professional advice.

If you are still working through the wider borrowing, our guide to buy-to-let mortgages explains how rent, deposits, loan-to-value and lender criteria fit together.

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Residential
Remortgage
Buy-to-let
Insurance
Equity release
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Buy-to-Let mortgage calculator

Estimate potential borrowing, rental yield and how the expected rent may compare with the mortgage.
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Buy-to-let stamp duty calulator

Check the tax on a buy-to-let property bought in your own name. Choose where you are buying and the rates for your purchase to see your estimated bill and a breakdown.

Important information

Calculator results only show part of the picture. Lender criteria can include different rental calculations and wider checks, while a buy-to-let purchase also involves costs beyond the deposit and mortgage.