Forces Help to Buy: loans and mortgages

UK Army. British Armed Forces

Forces Help to Buy can help eligible Service personnel fund a deposit and buying costs. Understand who qualifies, how repayments work and what lenders consider when assessing your mortgage.

Joint mortgage with bad credit

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Yes, you can get a joint mortgage if one applicant has bad credit. Lenders will assess both applicants, the type of credit issue and your overall affordability before making a decision.

Getting a mortgage with bad credit

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Bad credit does not always stop you from getting a mortgage. Learn what lenders may check, how your deposit and timing can affect your options, and what to do before applying.