Joint mortgage with bad credit
Yes, you can get a joint mortgage if one applicant has bad credit. Lenders will assess both applicants, the type of credit issue and your overall affordability before making a decision.
How much can you borrow with a joint mortgage?
A joint mortgage could help you borrow more by combining your incomes, but lenders also look at your spending, deposit and credit history before deciding how much they’ll lend.
Joint mortgages: how they work
Learn how a joint mortgage could help you buy together, from combining incomes to choosing ownership and planning for future changes.
Low deposit mortgages: buying with a smaller deposit
A clear, step-by-step guide to low deposit mortgages in the UK, including costs, risks, and how to decide if they fit your plans.
How much will my mortgage cost when I move?
Moving home often means borrowing more, but your monthly cost isn’t always what you expect. Your rate, deposit, and mortgage structure can all change at once.
How to borrow more when moving home
Need a bigger mortgage for your next home? See how extra borrowing can work when moving, what lenders usually check and how to compare your options before making an offer.
How to move home without overpaying
Moving home can come with extra costs, from a higher purchase price to mortgage fees and early repayment charges. See how to compare your options before committing.
Moving home affordability: how to plan your budget
Moving home is not only about the maximum mortgage amount a lender may offer. Your real budget also depends on equity, costs and monthly comfort.