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Buy my first home

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Move to a new home

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  • Take my current rate with me
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Remortgage

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Invest in property

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  • Grow my property portfolio
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First-time buyers

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Home movers

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Over 50s

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Income protection

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Affordability calculator

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Remortgage calculator

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Stamp Duty calculator

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Mortgage rates comparison

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Remortgage rates comparison

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Learn

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Why we exist

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Meet the team

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Customer stories

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Contact us

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Category: Analysis

The State of UK Mortgage Affordability 2026:

The State of UK Mortgage Affordability 2026

Why greater mortgage choice is not restoring buying power

Muttuo Mortgages is a trading style of Fitch & Fitch Ltd. Fitch & Fitch Ltd (FCA reference number 955014) is an appointed representative of JLM Mortgage Network Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA reference number 300629).

Fitch & Fitch Ltd is registered in England and Wales under company number 08375299. Registered office: 340 The Crescent, Severalls Business Park, Colchester, Essex CO4 9AD. Our services are intended for UK residents only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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