Getting approved for a mortgage
Getting approved for a mortgage depends on more than your income. Lenders also look at your debts, credit history, deposit, documents and overall affordability.
Switch before your mortgage deal ends
Switching before your current deal ends can help you avoid drifting onto a higher rate, but timing, lender options, fees and early repayment charges all matter.
How much can I borrow when remortgaging?
How much you can borrow when remortgaging depends on your income, equity, affordability, credit profile, property value and the reason for borrowing more.
How much does it cost to remortgage?
Remortgaging can involve more than a new monthly payment. See how arrangement fees, valuation fees, legal costs, ERCs and exit charges affect the true cost of switching.
Can you remortgage before your current deal ends?
Remortgaging before your current deal ends can be possible, but early repayment charges, fees, and new rates can affect whether switching is worthwhile.
Moving home mortgages: a complete guide
Moving home can affect your mortgage, deposit, budget, and timeline. See how equity, affordability, porting, extra borrowing, and moving costs shape your next purchase.
How soon can you move home?
Moving home can feel easier when you know what happens next. See the key mortgage stages, from early checks and application to offer, exchange, and completion.
What does it really cost to move home?
Moving home can involve several upfront and ongoing costs, from stamp duty and legal fees to removals, mortgage fees, and selling costs.
Switching to a new mortgage deal
Learn when to switch mortgage deals, how product transfers compare with remortgaging, and what rates, fees and monthly payments to check before choosing.
How much equity do I have in my home?
Your home equity can help shape your next deposit, mortgage size, and moving budget, but selling costs and your remaining mortgage balance also matter.