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Buy my first home

Move to a new home

Remortgage

Invest in property

First-time buyers

  • Step onto the property ladder with expert guidance and enhanced affordability

Home movers

  • Upsizing or relocating? We'll secure the perfect mortgage for your next move

Remortgaging

  • Unlock better rates or release equity with personalised, straightforward advice

Buy-to-let

  • Discover tailored mortgage solutions to build or expand your rental portfolio

Over 50s

  • Flexible later-life mortgage options designed to support your future plans

Life insurance

  • Protect your family financially if you’re no longer around

Income protection

  • Replace lost income if illness or injury stops you working

Critical illness cover

  • Receive a payout if you’re diagnosed with a serious condition

Landlord insurance

  • Protect your rental property and the income it generates

Affordability calculator

  • Estimate how much you could borrow and what your repayments might look like

Remortgage calculator

  • Work out how much you could save by switching to a new deal

Stamp Duty calculator

  • Calculate how much Stamp Duty you’ll pay on your property purchase.

Mortgage rates comparison

  • Compare current mortgage rates and deals from over 100 lenders.

Remortgage rates comparison

  • View the latest remortgage rates and available deals from over 100 lenders

Learn

  • Explore clear, practical guides to help you plan, apply and move forward with confidence.

Why we exist

  • Helping a new generation of buyers navigate homeownership with clarity and confidence

Meet the team

  • The people helping thousands of buyers move forward with confidence

Customer stories

  • See how buyers like you achieved their goals with Muttuo

Our lenders

  • Explore the trusted lenders we work with to secure better outcomes

Sustainability

  • One completed mortgage. One tree planted. Supporting long-term environmental impact

Contact us

  • Speak to our team whenever you need clear, practical support

Buy a home calculators

Let's break down the numbers to see what’s possible.

All calculators
Buy a home
Remortgage
Buy-to-let
Insurance
Equity release

Mortgage Affordability Calculator

Are you thinking of buying a home? Use this calculator to estimate how much you could borrow based on your income and deposit.

Mortgage Repayment Calculator

See how much your monthly mortgage repayments may be and confidently plan your budget.

Stamp Duty Calculator

Calculate your stamp duty costs in advance and avoid unexpected fees when buying a property.

Loan-to-Value (LTV) Calculator

Estimate your LTV ratio based on your deposit and property value, which affects your mortgage rates and eligibility.

Regular overpayment Calculator

See how making extra payments can help you pay off your mortgage faster and reduce the total interest cost.

Second Home Stamp Duty Calculator

Calculate your stamp duty costs in advance and avoid unexpected fees when buying an additional property.

Overseas Home Buyer Stamp Duty Calculator

Calculate your stamp duty costs in advance and avoid unexpected fees when buying a property from overseas.